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Did you know that being clever about your dental benefits can help you avoid costly procedures? Many people overlook the “Use-It-Lose-It” provision in dental insurance and fail to take advantage of the benefits before the year comes around again. The provision is meant to motivate patients to use up their benefits before the year ends.
Inaction could lose them the benefits, and they would end up exposed and paying hefty costs later. With the “Use-It-Lose-It” plan, you are able to place a greater premium on a healthier smile and avoid future dental issues by making the most of your dental plan.
What is the “Use-It-Lose-It” Policy?
The “Use-It-Lose-It” policy is that the dental insurance benefits carry over to zero at the end of each year. The unused benefits do not carry over, so utilizing them before they expire is necessary. This policy places great emphasis on regular dental checkups, cleanings, and preventive care.
Don’t let benefits lapse. Use them for needed treatments that provide long-term oral health. Preventive treatment can save you money by preventing costly dental issues caused by not taking care of your teeth. Make sure to get the maximum from your benefits each year.
How Preventive Care Saves You Money and Keeps Your Teeth Healthy
Regular check-ups and cleanings are vital in preventing issues like cavities, gum disease, and tooth decay. Regular visits will detect potential issues early enough before they become serious problems. A good example is that a routine cleaning will prevent the need for fillings, root canals, or extractions.
Studies show that preventive dental care is far less expensive than emergency care, with regular visits enabling you to save hundreds, if not thousands, in the long term. Early treatment is the greatest way to maintain a healthy smile without spending a fortune on your dental expenses. Using your “Use-It-Lose-It” benefits on your preventive care can be a big saving.
Use of “Use-It-Lose-It” in Encouraging Continuity
“Use-It-Lose-It” policy encourages continuity of dental treatment. Since people know that benefits are recycled at the end of the year, they tend to schedule routine dental visits. Most people do not maintain their teeth, but this policy serves as a nice reminder to do it before benefits are lost. It is easy to procrastinate, but some effort today will save you from greater cost by tomorrow.
Making an appointment for your checkup and cleaning keeps you from throwing away valuable benefits. Utilizing these benefits sooner will enable you to have a healthier smile for the rest of the year. Act now to ensure your dental plan serves you well.
What Can You Do Before the End of the Year?
Before the end of the year, do these easy things to get the most out of your “Use-It-Lose-It” benefits. First, contact your dentist to determine if you’ve expended all your benefits. Make an appointment for a cleaning or checkup if you haven’t already.
If you need any preventive treatment like fluoride or sealants, get them treated prior to the end of the year. Being prepared saves you from wasted benefits and enables you to maintain your oral health. Don’t let your dental benefits go to waste. Take action now and get your rightful treatment.
Prudent economizing with your “Use-It-Lose-It” benefits preserves your long-term oral health. Give high emphasis on regular checkups and preventive care to avoid costly procedures.
Don’t lose your benefits. Schedule a cleaning or checkup today with us and protect your smile. Maximize your benefits before the year’s end!
